Bank Holidays In July 2025: Banks Will Remain Closed For 14 Days, Check Out The Complete List Here!

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If you thought July was just another monsoon-soaked month with occasional long weekends, think again. Banks across India will remain closed for a whopping 14 days in July 2025, and no, it's not just because of Sundays.

Between festivals, regional observances, and RBI-mandated holidays, you might find your local bank branch shut more often than open. And if you've been planning major transactions, loan applications, cheque clearances, or even passport documentation through your bank, this heads-up is your lifeline.

From Muharram to regional festivals like Kharchi Puja in Tripura and Beh Deinkhlam in Meghalaya, different states have different holidays, and that's where the confusion begins. While UPI and net banking will stay active, not everything can be resolved digitally, especially for those who still rely on in-person services.

The real catch? Some of these holidays fall midweek, which means a surprise closure might delay critical tasks or create a pileup for when banks do reopen. This is not the month to "wing it." Save yourself the stress, scroll through the complete July holiday list, mark your calendar, and plan every financial move with precision. Because 14 days off means 14 chances to miss out.

Here's a breakdown of every holiday you need to note in July 2025.

• 6 July 2025, Sunday- Mizo Hmeichhe Insuihkhawm Pawl Day (MHIP Day)- Mizoram
• 12 July 2025, Saturday- 2nd Saturday (Bank Holiday)
• 13 July 2025, Sunday- Martyrs' Day- Jammu & Kashmir
• 13 July 2025, Sunday- Bhanu Jayanti- Sikkim
• 16 July 2025, Wednesday- Harela- Uttarakhand
• 17 July 2025, Thursday- Death Anniversary of U Tirot Sing (Meghalaya)
• 19 July 2025, Saturday- Ker Puja (Tripura)
• 20 July 2025, Sunday
• 21 July 2025, Monday- Bonalu (Telangana)
• 24 July 2025, Thursday- Karkidaka Vavu Bali (Kerala)
• 24 July 2025, Thursday- Haryali Teej (Chhattisgarh)
• 27 July 2025, Sunday
• 28 July 2025, Monday- Drukpa Tshechi (Sikkim), 4th Saturday
• 31 July 2025, Thursday- Martyrdom Day of Shaheed Udham Singh (Haryana)

Why All These Dates Matter to You

14 days closed days in a single month is no joke. Whether you're a salaried employee, a trader, or a freelancer, bank closures can affect cheque clearances, loan disbursals, account statements, and official paperwork. Plan ahead if you need in-branch services, avoid surprise downtimes, and pre-schedule payments to prevent late fees. Even though online and ATM services remain unaffected, branch visits will be impossible on these days.

UPI, mobile banking, net banking, and ATM services continue uninterrupted throughout July, even on bank holidays. But if your request requires bank staff intervention, such as customised forms, account updates, or notarized slots, the branch needs to be open.

Smart scheduling can save you time and stress. Wrap up paperwork before July 1, or post-date appointments after August 1. If you bank in Tripura, Meghalaya, Sikkim, J&K, Haryana, or Punjab, double-check your branch's holiday list, as regional closures vary. When in doubt, a quick call to your local branch can clear everything up.